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Insurance & Payment

A WIDE RANGE OF PLANS

At Bella Valore, we do our best to provide a wide variety of payment options to make therapy as accessible as we can, for as many people as we can. We are in-network with most large insurance providers (listed below), however, coverage can vary greatly depending on your individual plan. As a courtesy to you, our team offers complimentary initial benefits checks, upon request, to help give you a sense of what may be covered and what your financial responsibility might be for sessions. If you would like us to run a benefits check for you, please reach out to our admin team for assistance.

 

However, please keep in mind that we cannot guarantee coverage until we see how your insurance processes your first session claim. This can take anywhere from 1-4 weeks. For this reason, we always encourage new clients to call their insurance providers via the member services number on the back of your insurance ID card, to ask about your behavioral health coverage, as insurance plans will typically give you more detailed and accurate coverage information to member than they give us. 

In-network insurance coverage

  • BlueCross BlueShield (PPO only) 

  • Anthem BCBS (PPO only)

  • Cigna (PPO, some OAP plans)

  • UnitedHealthcare (PPO, some Choice Plus plans)

  • Clearchain (PPO only)

  • Aetna (PPO, some POS plans)

 

We are not in network with HMO* or Medicaid plans. If you have any uncertainty around your coverage, please reach out to our team if you need assistance verifying your coverage, and we can help get you started!

Out of network insurance coverage

If we are not in-network with your insurance and you would like to try to submit session claims for reimbursement, we can provide you with a receipt called a "super bill", which contains all the required information your insurance will require, upon request. Please note that we will not submit out-of-network claims for you; this will all be done on your end. You will be responsible for paying the full session fee at the time of your scheduled session, and then if is your responsibility to seek reimbursement for some or all of the fee. Keep in mind that, if your insurance denies your submitted claims, we cannot reimburse your session fees. 

Self-pay

An out of pocket session typically costs $150 if you are not using insurance to pay for your therapeutic services. We do, however, offer some reduced-rate  sliding-scale therapy scholarship spots for clients with financial need. Please note that session fees will be collected at the time of your scheduled appointment. If you are interested in learning more about sliding scale options, or would like an application to see if you qualify, please contact us and we can help get you started!

Please Note:

Insurance coverage is never guaranteed. When coverage does not cover therapeutic costs, you are liable for full payment of services. If you do not show to your scheduled appointment or cancel/reschedule within 24-hours of the appointment, you will be charged a $100 cancellation fee. This cancellation fee is your responsibility and cannot be billed to your insurance.

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